I have discovered that excellence isn’t always expensive, even though it costs more than ‘acceptable’. I first heard this when I was a teenager. A former bankrupt businessman came to our church in Geelong and shared his story of how his former business partner had cleaned him out and left him with a mountain a debts resulting in him being declared bankrupt. He went through a period of confusion as to why God would have let this happen to him. He had to surrender his home, his cars, his boat and his self-respect. Under the bankruptcy laws, he was only allowed to have a car worth no more than a few thousand dollars. In the depth of the darkness of his despair he came to a major realisation which ended up changing his fortunes and dramatically altering the course of his life.